M.A Solicitors – Debt Recovery Pricing Information (Up to £100,000)
This pricing guide explains the likely costs involved in recovering unpaid business debts. It is designed to comply with the SRA Transparency Rules and to give clients clear, upfront information about fees, timescales, and what is included in our service.
1. Overview of Our Fees
Our fees for business debt recovery depend on the complexity of the matter, the debtor’s response, and whether court proceedings are required.
As of September 2026, VAT is not payable on our fees, as we are not VAT registered.
Typical Fee Range: £300 – £50,000 plus disbursements (if applicable)
2. What Our Service Includes
Our debt recovery service typically covers:
- Taking your initial instructions
- Reviewing the debt and supporting documents
- Sending a formal letter before action
- Attempting to negotiate payment or settlement
- Advising you on next steps
- Preparing court documents if proceedings are required
- Instructing Counsel and attending case conferences (if required)
- Managing correspondence with the debtor and/ or their representatives
- Representing you at preliminary hearings (if required)
- Advising you on offers and settlement options
- Preparing for final hearing and arranging representation
3. Pricing Structure
A. Pre Action Stage
| Work Type | Fee |
| Initial review & Letter Before Action | £300 – £1,000 |
| Negotiation attempts | £300 – £900 |
| Drafting settlement proposals | £250 – £500 |
B. Issuing Court Proceedings
| Claim Value | Fee |
| Up to £5,000 | £600 – £1,200 |
| £5,001 – £10,000 | £900 – £2,000 |
| £10,001 – £25,000 | £1,500 – £6,000 |
| £25,001 – £100,000 | £3,000 – £12,000 |
C. Hearings & Representation
| Work Type | Fee |
| Case management / preliminary hearings | £750 – £2,500 |
| Preparing for final hearing | £1,500 – £5,000 |
| Advocacy (solicitor) | £1,000 – £3,500 |
| Barrister representation | £1,500 – £10,000 |
4. Disbursements (Third Party Costs)
Disbursements are costs payable to external bodies. The reference page lists similar categories such as court fees, counsel fees, expert fees, and travel expenses.
Typical disbursements include:
- Court fees (set by HMCTS; no VAT)
- Barrister fees (if required)
- Expert reports (if needed)
- Tracing agents (if debtor location is unknown)
- Travel expenses (if hearings require attendance)
Most disbursements attract VAT except court fees, consistent with the reference page.
5. What Is Not Included
Additional fees may apply for:
- Enforcement action (e.g., High Court Enforcement Officers)
- Insolvency proceedings
- Complex disputes requiring extensive evidence
- Counterclaims
- Appeals
6. Timescales
Timescales depend on the debtor’s cooperation and whether court action is required.
- Preaction resolution: 3–12 weeks
- Court proceedings to final hearing: up to 12- 18 months
7. Who Will Handle Your Matter
Your case will be managed by an experienced qualified solicitor, Amanpreet Kaur or Manju Girn. CLICK HERE to visit the Profile page.